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The Application of Monetary Policy: Rules, Discretion & Central Bank’s Autonomy

The debate about whether monetary policy decisions should be governed by rules or discretion has a long history. However, neither pure discretion nor fixed adherence to an intermediate monetary target has proved satisfactory. In their place several countries are moving toward a regime in which there is a clear target for the ultimate objective of monetary policy, together with a statement of the authorities decision making practices that is as open and transparent as possible.

We notice three broad phases in the approach to policy making in the postwar period. Until about the late 1960s, it was taken for granted, that formulating monetary policy required a substantial amount of discretion. From the early 1970s until the 1980s, there was a growing emphasis on rules. By the late 1980s; however, there was a swing away from rule based policy regimes. The relationship between intermediate targets and ultimate objectives became more variable under the influence of financial liberalization and innovation. In recent years it seems most central banks have recognized the need for a return to greater discretion in the use of monetary instruments.

In this context, it is necessary to provide the definition of a few terms, because the same expressions may be used to mean different things by different authors. Central banks use policy instruments to pursue ultimate policy objectives. Along the way, they are concerned with intermediate variables which are part of the policy transmission process as well as with indicator variables, which may provide information about the impact of policy, without themselves being part of the transmission mechanism.
Rules are generally taken to require the authorities to use the instruments of monetary policy to achieve a given predetermined path for an intermediate variable (usually a monetary aggregate). Intermediate variables are those which the, monetary authorities may attempt to target because of their presumed relationship with the ultimate objectives of monetary policy. The most common example of an intermediate variable is the money stock or credit stock. To the extent that growth in monetary aggregates is stably related to the ultimate objective of monetary policy (the steady growth of the nominal value of output) and to the extent that it is more feasible to control the money stock than nominal output, it makes sense to direct policy instruments towards the achievement of an intermediate variable.

Indicator variables can be defined as those that have information value about the impact of instrument on policy outcomes but are not themselves an object of control. In fact the whole range of economic quantities has a bearing on monetary policy decisions. They can include variables that in another context may be viewed as intermediate target. For example the growth of money stock can be regarded as object to be controlled. It can also be regarded as one indicator (among others) of the potential strength of demand in the economy. This underlines an important point just because a monetary variable is not used as an object of control does not mean that it does not play an important role in evaluating the stance of monetary policy.

Other indicator variables are those that convey information about the future of the economy, and the balance between inflationary and recessionary forces. They include all variables relating to the current and prospective level of real economic activity [GDP growth, industrial production, retail sales, consumer and business spending surveys, etc.]. They also include cost and price indicators [wages, import costs, consumer and producer price indices] and expectation indices, including expectations derived from financial variables such as the shape of the yield curve.

The distinction between whether variables are to be treated as indicators or intermediate targets is crucial to the distinction between rules and discretion. However, the distinction between rules and discretion is not straightforward, and, hence deserves some clarification.

The use of discretion in monetary policy is clearly not intended to imply randomness in decision making. A discretionary policy action usually reflects a systematic response by policy authorities, taken in the light of their objectives and their perceptions as to how the economy will respond to particular economic stimuli.

Arguments for discretion in the formulation and implementation of policy:

First, economics is subject to both supply shocks and demand shocks. The appropriate monetary policy response will be quite different in the two cases. If the authorities can identify the nature of different shocks, they will be able to improve welfare by exercising discretion in how they respond to them.

A second argument for discretion lies in the fact that the speed with which an economy returns to price stability following an inflationary or deflationary shock has implications for output and employment. The use of discretion may enable the central bank to tolerate some overshooting of the monetary targets to allow the return to price stability to take place in a more orderly manner.

A third argument for discretion is that the structure of the economy is changing through time in ways that cannot easily be predicted in advance. The relationship between intermediate variables and the ultimate objectives of policy can be affected by technical developments. Under such circumstances discretion, rather than a set rules, could be more appropriate.

Arguments for rules
One view is that, in a democracy, discretion from decision making should be removed from individuals and vested in rules and laws. Perhaps the more important economic argument for rule is that there is fundamentally stable relationship between an intermediate variable (a monetary aggregate) and the ultimate objective of monetary policy (the growth of nominal income). The benefits of discretion are, therefore small, since it is not possible to improve much of the outcome generated by adopting a stable money growth target. On the other hand, so the argument goes, the costs of discretion are potentially large

A subsidiary argument for rules is that financial markets operate most efficiently in the presence of certainty. If in addition to the inherent uncertainties generated by outside economic shocks, there are uncertainties about the authorities’ policy response, the difficulties faced by markets will be compounded. This argument has been formalized in the literature on the time consistency problem and the value of rules that pre-commit the authorities to a particular course of action.

The arguments in favor of rules are based more on the quality of discretionary action, than on discretion per se. it may be argued that discretionary monetary policy is subject to two systematic sources of adverse bias: too little, too late. For example, there will be greater willingness to lower interest rates than to raise them.

The Central Bank Independence: Rationale and Reality
One of the primary tenets of accepted central banking thought has been the importance of keeping central banks politically independent. No other aspect of central banking has evoked more attention and discussion than the advocacy of central bank independence of political authority. The concept of an independent central bank separates the power to create money form the power to spend money (vested in the executive). Hence, the strongest argument for an independent central bank rests on the view that subjecting the central bank to more political pressure would impart an inflationary bias to monetary policy. In the view of many observers, politicians in a democratic society are short sighted, because they are driven by the need to win their next election and they are unlikely to focus in long run objectives, such as promoting a stable price level. Instead they will seek short run solutions to problems even if the short run solutions have undesirable long run effects. A politically insulted central bank is more likely to be concerned with long run objectives and thus be a defender of a sound currency and a stable price. Putting the central bank under the control of the government is considered dangerous because the central bank can be used to facilitate financing large budget deficits and thus this help out might lead to a more inflationary bias in the economy. An independent central bank is better able to resist this pressure from government expenditure without raising taxes. An independent central bank largely removed from political pressure is needed to ensure justice to those who lose from inflation.

Another argument for central bank independence is that conduct of monetary policy is too important to leave to politicians who may have lack of expertise at making hard decisions on issues of great economic importance, such as reforming the banking system, or reducing the budget deficit. The crucial parameters like price level and exchange rate under no circumstances should be transferred into political control variable. But the removal of monetary policy form the political sphere is itself a political act. There seems to be an even stronger case for independent central bank in the developing countries given the greater frequency and arbitrariness of political change coupled with the politicization of finance .Recent research demonstrates that political instability causes instability at the central bank too, although the spillover varies across countries and type of political traditions. These are hard question which have not been addressed in the debate on central bank independence.

The Case against Independence of Central Bank
Proponents of control of central bank by government argue that it is undemocratic to have monetary policy (which affects everyone in the economy) formulated by an elite group responsible to none. The public holds the president or parliament responsible for the economic well being of the country, yet they lack control over the government agency, the central bank that may well be the most important factor in determining the health of the economy. Monetary policy involves difficult decisions that need a long run point of view. The public holds the government responsible for the economic conditions that result from all the policies followed by government. Hence the government should have control over monetary policy. It seems to be undemocratic to say that elected officials, in a parliamentary democracy, should not be trusted to judge monetary policy.

Monetary and fiscal policies should be integrated and adequate integration cannot be achieved merely by a process of informal consultation. Rather it requires that the central bank be part of the administration. Giving the government control over the central bank need not necessarily weaken its influence, but might even strengthen it. If it were a part of the administration, the central bank counsel would then be better heeded by the government.

However, there is yet no consensus on whether an independent central bank is a good idea, although public support for independence of central bank seems to have been growing in various countries of the world.

The for and against arguments for independence of central bank may give the misleading impression that the choice is between two irreconcilable extremes. But this is not so. Even if the central bank were to lose its formal independence and become a part of government administration, there could still be an attempt to keep it out of partisan politics.

Professor Rafiqul Islam
Faculty of Business & Economics
Daffodil International University
Published in "The Financial Express"
Wednesday, January 22,2014
5
The Application of Monetary Policy: Rules, Discretion & Central Bank’s Autonomy

The debate about whether monetary policy decisions should be governed by rules or discretion has a long history. However, neither pure discretion nor fixed adherence to an intermediate monetary target has proved satisfactory. In their place several countries are moving toward a regime in which there is a clear target for the ultimate objective of monetary policy, together with a statement of the authorities decision making practices that is as open and transparent as possible.

We notice three broad phases in the approach to policy making in the postwar period. Until about the late 1960s, it was taken for granted, that formulating monetary policy required a substantial amount of discretion. From the early 1970s until the 1980s, there was a growing emphasis on rules. By the late 1980s; however, there was a swing away from rule based policy regimes. The relationship between intermediate targets and ultimate objectives became more variable under the influence of financial liberalization and innovation. In recent years it seems most central banks have recognized the need for a return to greater discretion in the use of monetary instruments.

In this context, it is necessary to provide the definition of a few terms, because the same expressions may be used to mean different things by different authors. Central banks use policy instruments to pursue ultimate policy objectives. Along the way, they are concerned with intermediate variables which are part of the policy transmission process as well as with indicator variables, which may provide information about the impact of policy, without themselves being part of the transmission mechanism.
Rules are generally taken to require the authorities to use the instruments of monetary policy to achieve a given predetermined path for an intermediate variable (usually a monetary aggregate). Intermediate variables are those which the, monetary authorities may attempt to target because of their presumed relationship with the ultimate objectives of monetary policy. The most common example of an intermediate variable is the money stock or credit stock. To the extent that growth in monetary aggregates is stably related to the ultimate objective of monetary policy (the steady growth of the nominal value of output) and to the extent that it is more feasible to control the money stock than nominal output, it makes sense to direct policy instruments towards the achievement of an intermediate variable.

Indicator variables can be defined as those that have information value about the impact of instrument on policy outcomes but are not themselves an object of control. In fact the whole range of economic quantities has a bearing on monetary policy decisions. They can include variables that in another context may be viewed as intermediate target. For example the growth of money stock can be regarded as object to be controlled. It can also be regarded as one indicator (among others) of the potential strength of demand in the economy. This underlines an important point just because a monetary variable is not used as an object of control does not mean that it does not play an important role in evaluating the stance of monetary policy.

Other indicator variables are those that convey information about the future of the economy, and the balance between inflationary and recessionary forces. They include all variables relating to the current and prospective level of real economic activity [GDP growth, industrial production, retail sales, consumer and business spending surveys, etc.]. They also include cost and price indicators [wages, import costs, consumer and producer price indices] and expectation indices, including expectations derived from financial variables such as the shape of the yield curve.

The distinction between whether variables are to be treated as indicators or intermediate targets is crucial to the distinction between rules and discretion. However, the distinction between rules and discretion is not straightforward, and, hence deserves some clarification.

The use of discretion in monetary policy is clearly not intended to imply randomness in decision making. A discretionary policy action usually reflects a systematic response by policy authorities, taken in the light of their objectives and their perceptions as to how the economy will respond to particular economic stimuli.

Arguments for discretion in the formulation and implementation of policy:

First, economics is subject to both supply shocks and demand shocks. The appropriate monetary policy response will be quite different in the two cases. If the authorities can identify the nature of different shocks, they will be able to improve welfare by exercising discretion in how they respond to them.

A second argument for discretion lies in the fact that the speed with which an economy returns to price stability following an inflationary or deflationary shock has implications for output and employment. The use of discretion may enable the central bank to tolerate some overshooting of the monetary targets to allow the return to price stability to take place in a more orderly manner.

A third argument for discretion is that the structure of the economy is changing through time in ways that cannot easily be predicted in advance. The relationship between intermediate variables and the ultimate objectives of policy can be affected by technical developments. Under such circumstances discretion, rather than a set rules, could be more appropriate.

Arguments for rules
One view is that, in a democracy, discretion from decision making should be removed from individuals and vested in rules and laws. Perhaps the more important economic argument for rule is that there is fundamentally stable relationship between an intermediate variable (a monetary aggregate) and the ultimate objective of monetary policy (the growth of nominal income). The benefits of discretion are, therefore small, since it is not possible to improve much of the outcome generated by adopting a stable money growth target. On the other hand, so the argument goes, the costs of discretion are potentially large

A subsidiary argument for rules is that financial markets operate most efficiently in the presence of certainty. If in addition to the inherent uncertainties generated by outside economic shocks, there are uncertainties about the authorities’ policy response, the difficulties faced by markets will be compounded. This argument has been formalized in the literature on the time consistency problem and the value of rules that pre-commit the authorities to a particular course of action.

The arguments in favor of rules are based more on the quality of discretionary action, than on discretion per se. it may be argued that discretionary monetary policy is subject to two systematic sources of adverse bias: too little, too late. For example, there will be greater willingness to lower interest rates than to raise them.

The Central Bank Independence: Rationale and Reality
One of the primary tenets of accepted central banking thought has been the importance of keeping central banks politically independent. No other aspect of central banking has evoked more attention and discussion than the advocacy of central bank independence of political authority. The concept of an independent central bank separates the power to create money form the power to spend money (vested in the executive). Hence, the strongest argument for an independent central bank rests on the view that subjecting the central bank to more political pressure would impart an inflationary bias to monetary policy. In the view of many observers, politicians in a democratic society are short sighted, because they are driven by the need to win their next election and they are unlikely to focus in long run objectives, such as promoting a stable price level. Instead they will seek short run solutions to problems even if the short run solutions have undesirable long run effects. A politically insulted central bank is more likely to be concerned with long run objectives and thus be a defender of a sound currency and a stable price. Putting the central bank under the control of the government is considered dangerous because the central bank can be used to facilitate financing large budget deficits and thus this help out might lead to a more inflationary bias in the economy. An independent central bank is better able to resist this pressure from government expenditure without raising taxes. An independent central bank largely removed from political pressure is needed to ensure justice to those who lose from inflation.

Another argument for central bank independence is that conduct of monetary policy is too important to leave to politicians who may have lack of expertise at making hard decisions on issues of great economic importance, such as reforming the banking system, or reducing the budget deficit. The crucial parameters like price level and exchange rate under no circumstances should be transferred into political control variable. But the removal of monetary policy form the political sphere is itself a political act. There seems to be an even stronger case for independent central bank in the developing countries given the greater frequency and arbitrariness of political change coupled with the politicization of finance .Recent research demonstrates that political instability causes instability at the central bank too, although the spillover varies across countries and type of political traditions. These are hard question which have not been addressed in the debate on central bank independence.

The Case against Independence of Central Bank
Proponents of control of central bank by government argue that it is undemocratic to have monetary policy (which affects everyone in the economy) formulated by an elite group responsible to none. The public holds the president or parliament responsible for the economic well being of the country, yet they lack control over the government agency, the central bank that may well be the most important factor in determining the health of the economy. Monetary policy involves difficult decisions that need a long run point of view. The public holds the government responsible for the economic conditions that result from all the policies followed by government. Hence the government should have control over monetary policy. It seems to be undemocratic to say that elected officials, in a parliamentary democracy, should not be trusted to judge monetary policy.

Monetary and fiscal policies should be integrated and adequate integration cannot be achieved merely by a process of informal consultation. Rather it requires that the central bank be part of the administration. Giving the government control over the central bank need not necessarily weaken its influence, but might even strengthen it. If it were a part of the administration, the central bank counsel would then be better heeded by the government.

However, there is yet no consensus on whether an independent central bank is a good idea, although public support for independence of central bank seems to have been growing in various countries of the world.

The for and against arguments for independence of central bank may give the misleading impression that the choice is between two irreconcilable extremes. But this is not so. Even if the central bank were to lose its formal independence and become a part of government administration, there could still be an attempt to keep it out of partisan politics.

Professor Rafiqul Islam
Faculty of Business & Economics
Daffodil International University
Published in "The Financial Express"
Wednesday, January 22,2014
7
English / Get ready to think little ahead for the upcoming future
« Last post by Md. Abul Bashar on Yesterday at 08:06:06 PM »
Get ready to think little ahead for the upcoming future.................
8
You need to know / What to do if you lose the bank card?
« Last post by rumman on Yesterday at 07:55:07 PM »
ঝোলা ব্যাগ নিয়ে মার্কেটে ঘুরতে ঘুরতেই অস্বস্তিটা টের পাচ্ছিলেন শায়মা আরা। কিছু একটা সমস্যা হয়েছে, ষষ্ঠ ইন্দ্রিয় ইঙ্গিত দিলেও ধরতে পারছিলেন না তিনি। কিছুক্ষণ পরেই বুঝতে পারলেন ঘটনাটা। এক জোড়া জুতো কিনে দাম পরিশোধ করতে গিয়েই টের পেলেন ঝোলার মধ্যে নেই টাকার ব্যাগ। কোন ফাঁকে চোর ঝোলা থেকে বের করে নিয়েছে, তা টেরই পাননি।

প্রথমে হতভম্ব, পরে মেজাজটায় খারাপ হলো শায়মার। ব্যাগের ভেতর টাকা তেমন না থাকলেও ছিল বিভিন্ন ব্যাংক কার্ড (ক্রেডিট কার্ড, ডেবিট কার্ড)। সব গেছে। একটু পরেই দুশ্চিন্তা নাড়া দিল মনে। ভাবলেন, ক্রেডিট কার্ড দিয়ে যদি কেনাকাটা করে ফেলে চোর। এখন কী করবেন?

নগদ টাকা বহনের বদলে প্লাস্টিক, অর্থাৎ ক্রেডিট বা ডেবিট কার্ড হয়ে উঠেছে মানুষের অতি প্রয়োজনীয় একটি জিনিস। রাস্তাঘাটে চুরি বা ছিনতাইয়ে এটি হারালেও আপনার টাকা হারানোর উপায় কম। তবে অবশ্যই জানতে হবে, এটি হারালে প্রাথমিক করণীয়টা কী।

ক্রেডিট বা ডেবিট কার্ড হারালে প্রথমেই যা করতে হবে, তা হলো যত দ্রুত সম্ভব কার্ডের ব্যবহার বন্ধ করতে হবে। জরুরি প্রয়োজনে যোগাযোগের জন্য সব ব্যাংকেরই ২৪ ঘণ্টা খোলা থাকে—এমন ফোন নম্বর বা কাস্টমার সার্ভিসের নম্বর আছে। কার্ড হারানোর পর সেই নম্বরে ফোন করে কার্ডের সব ধরনের লেনদেন বন্ধ করে দিতে হবে। গ্রাহকের সমস্ত তথ্য নিয়ে নিশ্চিত হয়ে ব্যাংক কর্তৃপক্ষ কার্ডটি বন্ধ করে দেবে।

এ বিষয়ে কয়েকজন ব্যাংক কর্মকর্তার সঙ্গে কথা বলে জানা যায়, কার্ড হারানোর পরপরই প্রথম কাজ হবে কার্ডের লেনদেন বন্ধ করা। লেনদেন বন্ধ না করলে যদি কার্ড ব্যবহার করে কেউ টাকা তুলে নেয়, তাহলে তাঁর দায় গ্রাহকের ওপরই পড়বে। ব্যাংক কর্তৃপক্ষ নেবে না। এরপর কার্ড হারানোর পর নতুন কার্ড পেতে সংশ্লিষ্ট ব্যাংকের শাখায় যোগাযোগ করতে হবে গ্রাহককে। অনলাইনে বা শাখায় নিজে গিয়ে রিকুইজিশন দিতে হবে। ওই শাখা প্রিন্সিপাল ব্যাংককে অভিহিত করে নতুন কার্ড ইস্যু করবে।

অনেক সময় ক্রেডিট বা ডেবিট কার্ড হ্যাক হয়। এ বিষয়ে নিশ্চিত হওয়ার জন্য সবচেয়ে গুরুত্বপূর্ণ হলো ব্যাংকের জমা-খরচের ওপর নজর রাখা। ব্যাংক হিসাবে যদি দেখা যায়, আপনার অগোচরে অর্থ লেনদেন হয়েছে, তাহলে বুঝতে হবে কার্ডের গোপন তথ্য বেহাত হয়েছে। সঙ্গে সঙ্গে যোগাযোগ করতে হবে ব্যাংক এবং ক্রেডিট কার্ড যেখান থেকে নিয়েছেন, সেই আর্থিক প্রতিষ্ঠানের সঙ্গে।

সাধারণত, প্রতারণামূলক লেনদেন ঠেকাতে ক্রেডিট কার্ড কোম্পানি এবং ব্যাংকের নিজস্ব নিরাপত্তাব্যবস্থা থাকে। এমন কিছু বুঝলে গ্রাহককে দ্রুত তা জানানো হয়। তবে ওই প্রতিষ্ঠানগুলোর কাছ থেকে কোনো খবর পাওয়ার অপেক্ষা না করেই নিজেই প্রতিষ্ঠানগুলোর সঙ্গে যোগাযোগ করা ভালো। কার্ড হ্যাক হয়েছে—এটা বোঝার সঙ্গে সঙ্গেই কর্তৃপক্ষের সাহায্যে পিন নম্বর পরিবর্তন করতে হবে।

এ ছাড়া ডেবিট কার্ড বা ক্রেডিট কার্ড ব্যবহার করার ক্ষেত্রে গ্রাহককে কার্ড ও পাসওয়ার্ডের ব্যাপারে সচেতন থাকতে হয়। প্রয়োজন ছাড়া এসব কার্ড সব সময় বহন না করাই ভালো। এ ছাড়া ব্যাংক কর্মকর্তারা কয়েকটি বিষয়ে খেয়াল রাখতে পরামর্শ দেন। সেগুলো হলো:

১. যে মোবাইল ফোনটি ব্যবহার করছেন, তার কোনো জায়গায় কার্ডের নম্বর বা পাসওয়ার্ড সংগ্রহ করে রাখা যাবে না।

২. কাছে রাখা হাতব্যাগ বা পকেটে কার্ডের গোপন পাসওয়ার্ড সংরক্ষণ করা যাবে না।

৩. অনেক সময় খামের ওপর, বিজনেস কার্ডে, এমনকি মার্কেট থেকে পাওয়া কেনাকাটার স্লিপে পাসওয়ার্ড লিখে রাখেন অনেকে। এভাবে না লিখে রাখাই ভালো। কারণ, এগুলো খুব সহজেই অন্যের নজরে পড়ে।

৪. বাড়িতে একটি নোটবুকে ব্যাংক হিসাবের নম্বর, ব্যাংক কার্ডগুলোর মেয়াদের তারিখ, জরুরি তথ্যসেবা কেন্দ্রের ফোন নম্বর, কোন শাখা থেকে ব্যাংক অ্যাকাউন্ট খুলেছেন, এসব তথ্য লিখে রাখার অভ্যাস করা ভালো।
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Textile Engineering / Re: My blinding Eyes.
« Last post by Reza. on Yesterday at 06:17:15 PM »
Thank you very much for appreciating my poem.
10
লবণ-লেবু দূর করবে শরীরের হাজারো সমস্যা!
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পাতিলেবুর গুণাগুণ নিয়ে ইতোমধ্যেই যথেষ্ট চর্চা হয়ে গেছে। ভিটামিন ও অ্যাসিডের যথাযথ সমন্বয় একটি পাতিলেবুকে অব্যর্থ অ্যান্টিসেপ্টিক হিসেবে কাজ করতে সমর্থ করে, তা ডাক্তাররাও স্বীকার করেন। পাতিলেবুর কিছু অসামান্য গুণের কয়েকটি নিয়ে আলোচনা করা হলো-

যারা খুস্কির সমস্যায় ভুগছেন, তারা গোসলের মিনিট দশেক আগে চুলের গোড়ায় যদি পাতিলেবুর রস ম্যাসাজ করেন, আর তারপর শ্যাম্পু করে গোসল করেন, তাহলে খুস্কির হাত থেকে মুক্তি মিলবে।

শরীরের যেসব জায়গায় চামড়া মোটা এবং শুষ্ক (যেমন গোড়ালি, কনুই, কিংবা হাঁটু) সেই সমস্ত জায়গায় পাতিলেবুর রস ঘোষতে হবে। তাহলে কয়েক দিনের মধ্যেই চামড়া নরম হয়ে যাবে।

নিয়মিত লেবুর রসের শরবৎ পান করলে অতিরিক্ত মেদ ঝরে যাবে।

কিন্তু সম্প্রতি অলটারনেটিভ মেডিসিন অ্যান্ড রিসার্চ সেন্টার অফ সিডনি একটি গবেষণায় জানিয়েছে, পাতিলেবুর রসের উপকারিতা পেতে সবসময় যে তা সেবন করতে হবে কিংবা শরীরে প্রয়োগ করতে হবে, তা নয়। অন্যভাবেও উপকার পাওয়া যেতে পারে লেবুর।

গবেষণাপত্রে বলা হয়েছে, প্রতি রাতে একটি পাতিলেবুকে মাঝ বরাবর দু’ টুকরো করে তাতে একটু লবণ মাখিয়ে রেখে শোওয়ার বিছানার পাশে, মাথা থেকে সামান্য দূরে রাখতে হবে। তাতেই শরীরের দারুণ উপকার হবে।

সম্প্রতি অলটারনেটিভ মেডিসিন অ্যান্ড রিসার্চ সেন্টার অফ সিডনি একটি গবেষণায় এমন বিষয় উঠে এসেছে। পাঠকদের জন্য পাতিলেবুর কিছু অসামান্য গুণের কয়েকটি নিয়ে আলোচনা করা হলো-

পাতিলেবু এবং লবণ ঘরের বাতাসকে পরিশোধিত করতে সাহায্য করে।

সারারাত বিশুদ্ধ বাতাস গ্রহণের ফলে ব্যক্তির মনঃসংযোগ, কর্মক্ষমতা বৃদ্ধি পায়। পাশাপাশি শ্বাসযন্ত্রের উন্নতি হয় এবং মেজাজও ভালো থাকে।

ব্যক্তির সর্দি বা গলা ব্যথার মতো সমস্যা থাকলে এই কৌশলে খুব ভাল কাজ দেবে। মাথার কাছে লবণ-লেবু রেখে ঘুমালে নাক বন্ধের সমস্যা থেকে যেমন মু‌ক্তি মিলবে তেমনই অনেকটা গলা ব্যথাও কমবে।
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