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Topics - Md. Neamat Ullah

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106
Successful Entrepreneur / Business Process Redesign (BPR)
« on: November 27, 2014, 04:41:07 PM »
Business Process Redesign (BPR)

A systematic, disciplined improvement approach that critically examines, rethinks, redesigns, and implements the redesigned processes of an organisation. BPR’s goal is to achieve dramatic improvements in performance in areas important to customers and other stakeholders.
BPR is also referred to by such terms as business process improvement (BPI) or business process development, and business process redesign. While the term can be applied to incremental process improvement efforts, it is more commonly and increasingly associated with dramatic or radical overhauls of existing business processes. BPR typically relies on information technology to achieve breakthrough results.
Therefore, we can understand that if any business does not run as it has been planed earlier, there should be a problem in terms of the way it runs at present. As a result, we have to modify the present process of the business along with its procedures.
At this juncture, the BPR concept helps us to identify our present situation of the business that we engaged with and it will provide the necessary solutions to overcome the identified issues/limitation with regard to the business process.
Definition for Business Process Reengineering/Redesign
According to Hummer and Champy, Business Process Reengineering (BPR) is the fundamental rethinking and radical redesign of business process to achieve dramatic improvements in critical and contemporary measures of performance, such as cost, quality, services and speed.
There are four key components:
1.Fundamental rethinking
2.Radical redesign
3.Dramatic improvement
4.Critical and contemporary measures of performance
Scope of BPR
The impact of Business Process Reengineering (BPR) generally depends upon proper coverage of business process in terms of breadth (scope of the business) and depth (linkage with other aspects) according to western experience.
Ex: European Commercial Bank’s reengineering effort as described by Hall, Rosenthal and Wade in 1993. The Bank has failed since, it had overlooked many other back office process in planning the redesign.
Successful redesign of a process with high depth involved a complete restructuring of all the key drivers of behaviour so that the actual results measures up to the plan.
Methodology

107
Business Information / What is a Business Process?
« on: November 27, 2014, 04:37:04 PM »
What is a Business Process?

A Business Process is a collection of activities designed to produce a specific output for a particular customer or market. It implies a strong emphasis on how the work is done within an organisation, in contrast to a product’s focus. A process is thus a specific ordering of work activities across time and place, with a beginning, an end, and clearly defined inputs and outputs: a structure for action.

A Business process:
1.Has a goal
2.Has specific Inputs
3.Has a specific output
4.Uses resources
5.Has a number of activities that are performed in some order
6.Many affect more than one organisational unit. Horizontal organisational impact
7.Creates value of some kind for the customer. The customer may be internal or external
PR Business Model
BPR develops all its products based on the following business model. The key components of this business model are innovation, organisation and achievement.
The Three Levels of Process Activities are:
1.Business process improvement
2.Business process reengineering
3.Business process architecture

The most basic process activity is Business Process Improvement and the most complex is Business Process Architecture. As you increase the scope of process activity the investment, the risk and the time requirement also increase.
Business process improvement
This is equivalent to re-decorating a house. The starting and finishing points of the process are usually within a single department. The effort supports the business department’s business plan and annual objectives. The results affect the performance of that department.
When the project is finished, the nature of the business, and the organisational structure and boundaries remain unchanged. The department’s employees have to modify their routine and new skills are often needed to make the new process improvements work.

108
Why has selling become a bigger challenge today than it was yesterday:

1. Today a buyer has  many more options.
2. Competitions has also become sophisticated.
3. Media has made people more Knowledgeable and aware.
4. There is a terminology called 'Caveat Emptor' which means 'Buyer beware'. that is the old thinking. Today the scenario is Seller beware.
Because,the seller is perceived as an expert in his field. The buyer who may not be knowledgeable in this area is relaying on the seller Trustworthiness.

109
Internet Technology / The role of information technology
« on: November 27, 2014, 03:09:21 PM »
    The role of information technology:

    Information technology (IT) has historically played an important role in the re-engineering concept.[10] It is considered by some as a major enabler for new forms of working and collaborating within an organization and across organizational borders[citation needed].
    BPR literature [11] identified several so called disruptive technologies that were supposed to challenge traditional wisdom about how work should be performed.
    Shared databases, making information available at many places
    Expert systems, allowing generalists to perform specialist tasks
    Telecommunication networks, allowing organizations to be centralized and decentralized at the same time
    Decision-support tools, allowing decision-making to be a part of everybody's job
    Wireless data communication and portable computers, allowing field personnel to work office independent
    Interactive videodisk, to get in immediate contact with potential buyers
    Automatic identification and tracking, allowing things to tell where they are, instead of requiring to be found
    High performance computing, allowing on-the-fly planning and revisioning[/list]

    110
    Business / Business process re-engineering
    « on: November 27, 2014, 03:03:10 PM »
    Business process re-engineering

    The most notable definitions of reengineering are:

    "... the fundamental rethinking and radical redesign of business processes to achieve dramatic improvements in critical contemporary modern measures of performance, such as cost, quality, service, and speed."
    "encompasses the envisioning of new work strategies, the actual process design activity, and the implementation of the change in all its complex technological, human, and organizational dimensions."

    BPR is different from other approaches to organization development (OD), especially the continuous improvement or TQM movement, by virtue of its aim for fundamental and radical change rather than iterative improvement.[9] In order to achieve the major improvements BPR is seeking for, the change of structural organizational variables, and other ways of managing and performing work is often considered as being insufficient. For being able to reap the achievable benefits fully, the use of information technology (IT) is conceived as a major contributing factor. While IT traditionally has been used for supporting the existing business functions, i.e. it was used for increasing organizational efficiency, it now plays a role as enabler of new organizational forms, and patterns of collaboration within and between organizations[citation needed].

    BPR derives its existence from different disciplines, and four major areas can be identified as being subjected to change in BPR - organization, technology, strategy, and people - where a process view is used as common framework for considering these dimensions.
    Business strategy is the primary driver of BPR initiatives and the other dimensions are governed by strategy's encompassing role. The organization dimension reflects the structural elements of the company, such as hierarchical levels, the composition of organizational units, and the distribution of work between them[citation needed]. Technology is concerned with the use of computer systems and other forms of communication technology in the business. In BPR, information technology is generally considered as playing a role as enabler of new forms of organizing and collaborating, rather than supporting existing business functions. The people / human resources dimension deals with aspects such as education, training, motivation and reward systems. The concept of business processes - interrelated activities aiming at creating a value added output to a customer - is the basic underlying idea of BPR. These processes are characterized by a number of attributes: Process ownership, customer focus, value adding, and cross-functionality.

    111
    Wow! 27 Ways to Boost your Productivity in 7 Minutes a Day

    The Night Before Work

    1. Keys. Always put your keys in the same place.

    2. Closet Organization. Terri Fulton, Certified Professional Organizer®, encourages her female clients to place all of their clothes in the closet based on color and sleeve length. If a woman has five different black tops, it takes very little effort to look at the section of the closet with all of the black tops and move from short sleeves to long sleeves to find the appropriate shirt without wasting time.

    3. Clothes. Decide what you will wear the night before. Place everything you plan to wear in one location. This includes socks, shoes, ties, jewelry and any other accessories you will need. (How much time have you spent looking for the right shirt when you have a meeting that begins in less than an hour?)

    Getting Ready in the Morning

    4. Water. One of the most important habits to dramatically improve your productivity is to drink more water. You already know you should drink eight 8-ounce glasses of water per day. This is a simple productivity hack. Drink eight ounces of water when take your vitamins, or when you first wake up.

    5. Walk. Beth Ingram, a retired Sr VP from the Arkansas Hospital Association shared one of the best getting ready practices I have ever heard. When she was working, each morning she would walk on her treadmill for 10 minutes and then get ready for the day. If her goal was to walk briskly for 30 minutes a day, she knew this 10-minute discipline would help keep her on track.

    6. Review. Before leaving the house take a quick look at your calendar and to-do list. How many times have you made it halfway to the office and realized you left something important at home?

    Arriving at the Office

    7. Leave for the office seven minutes early. My brother taught me that arriving on time means you are arriving late. Leaving a few minutes ahead of schedule each day can easily reduce the amount of stress you might feel if you are caught by one too many stoplights.

    8. Arrive on time. Consider the impact of arriving on time and ready to work at 8:00 every morning, rather than dashing into your office at 8:15 and still having to grab a cup of coffee, pull your mail out, say hello to a couple of people. By the time you sit down, it’s already 8:30. Assuming you work 20 days a month, you are wasting at least 10 hours of productive work time each month, or 560 hours per year.

    During the Work Day
    9. The 10 Minute Tidy. John Arnold, Chief Inspiration Officer of The 7 Minute Life, shares what he calls “The 10 Minute Tidy” concept. Take 10 minutes each morning to “tidy” up your desk and 10 minutes each afternoon to “tidy” up your desk again.

    10. Office Supplies. Have all your office supplies easily accessible. While I am not a personal organizer, I have many friends who are and one of the most intuitive but often overlooked productivity needs is to have all of your regularly used office supplies easily accessible. As an example, I moved my work desk into a new space about six months ago, and for six months I was digging through my desk drawers looking for Sharpies, my ruler, sticky notes, scissors, adhesive tape. By my own estimate I wasted at least 10 to 15 minutes a day looking for these items in various places.

    11. Everything should have a place. Every single work item or supply that you use regularly should have a single location specifically for that supply. Scissors should have a home and paper clips should always be in the same place.

    12. Prioritize each task. Once you know the outcome of a project, create a list of action steps that will allow you to complete the task. Then prioritize each of the steps in an order that works in the most efficient way with the least waste of time and effort.

    13. Capture all of your notes and to-do lists in one place.  As you begin to improve your organizational and productivity skills you will want to choose to have a single place to capture all of your goals, notes, action steps and to-do lists.  You may choose to use some sort of daily planner or even a spiral notebook. For the tech-savvy, there are many apps available for your smartphone to help with this.

    14. Start and finish one task at a time. Many people start a project or task and move it to 98% of completion, only to stop short of finishing the last 2%.  Make it a point to start and completely finish one task at a time.

    15. Create repeatable processes and systems. Take the time to stop and think about the routines you and your team do over and over every day. Choose to create processes and systems to streamline those activities.

    16. Use checklists. As you create your processes and systems, create checklists to use each time.  A checklist provides consistency and serves as a protocol for you and for your team. It also provides the opportunity to cross off what has been accomplished and it will clearly show what is left to do.

    17. Staff meetings. Arrive seven minutes early to your next staff meeting and use that time to make a list of people you would like to write a thank you note to.

    18. Just say no. Don’t be afraid to politely say no. Productivity is often a “yes” or “no” decision. If you are asked to participate in an activity that doesn’t line up with what you are trying to accomplish, politely say “No, thank you.”

    19. Get rid of the distractions. True productivity occurs when you are able to totally focus all of your mental and physical energy on one task at a time. To improve your productivity, you may need to get rid of the distractions in your day. 

    20. Stretch. The human brain can only take so much. Make sure you take time during the day to stretch, walk and stay hydrated.

    21. Use a timer. A timer can help you improve and monitor your current productivity skills. Set the timer for 30 minutes and focus on completing one task at a time. Work until the timer goes off, and you will be amazed at how much you can accomplish when you are not looking at your watch every five minutes. 

    22. Work with concrete deadlines. Aren’t you amazed at how much work you can get done the day before you leave for vacation? Knowing that you have a concrete deadline can have a positive influence on the volume of work you accomplish.

    The End of Your Work Day


    23. Clean out your car. It is surprising how much trash and clutter can accumulate in your car. Take a few minutes every day to clean the trash out of your car.

    24. Create a written daily plan of action. Take seven minutes to think about what you would like to accomplish the next day, and create a written daily plan of action. Having a written daily plan of action ranks as one of the most powerful time management and productivity tools person can implement.

    25. Relax. Even seven minutes of truly relaxing without noise or interruption will make you more productive.

    26. Be happy. There are so many articles that talk about the power of happiness and laughter. Happy people are simply more productive.

    27. Go to bed. It takes less than seven minutes to decide when you will go to bed and when you will choose to wake up. Get a good night’s sleep for a vast improvement on your productivity.

    Source:http://goo.gl/3olCci

    112
    Communication is an essential part of work and home life. Understanding how to be a good communicator can be an important productivity tool, one that’s frequently neglected. Poor communication can often have disastrous results; lost time, injured feelings, frustration, ineffective meetings, unproductive teamwork, resulting in a general lack of career advancement and goal achievement. To become effective communicators we need to be aware of a few fundamental tips we can use in our work and life interactions. Regardless of the situation, the same rules apply.

    Show Appreciation

    Prior to getting into the meat of your conversation, be sure to express your thanks for the other individual’s time. Time is an extremely precious resource, and it important to be respectful and considerate of that. Also, complement or recognize any positive contribution they are making. Appreciation and praise can go a long way towards building good rapport.

    Connect

    Connect on a personal level if possible. Look for places where interests overlap if any exist. Even in a professional situation, there may be some personal interests in common, hobbies, sports, children, etc. Take care to avoid such controversial topics as political leanings or religious beliefs. A real sense of connection makes a difference in the tone and outcome of the current conversation and most likely future communications as well.

    Stay positive

    Maintaining a positive attitude is crucial to productive communications. Be constructive rather than negative or complaining. People shut down, effectively ending any real communication when they feel attacked or criticized. Be encouraging and kind even when expressing concerns or displeasure.

    Watch tone

    While it’s sometimes necessary to be assertive in order to make your point, don’t be aggressive. There is a fine line between the two. Try not to cross it. An adversarial tone is not in any way productive. Be confident and direct, while still adopting a calm, cooperative tone.

    Focus on the result

    It’s important to figure out what result you are after before you start the conversation. Knowing your objective helps you to direct the conversation and to remain on point. What are you hoping to accomplish? Are you trying to give help, resolve a conflict, or collaborate on a project or issue? Are you seeking advice or trying to influence behavior? Your desired outcome helps to determine the flow of communication.

    Listen

    Eye contact is crucial. Be polite and don’t interrupt. No one likes being interrupted and though it’s natural to want to rush in to make your point, it’s very disrespectful of the other person’s thoughts. Try to understand the other person’s perspective. Maintain an open mind. Learning how to value different viewpoints can be an important communication tool.

    Notice non-verbal cues

    Watch body language. Lack of eye contact, distraction, or fidgeting are often signs of restlessness or impatience. Yawning or sighing are usually signs of mental or physical fatigue. When you notice these types of non-verbal signals, it’s a sign that this conversation is not going to be a productive one. Quickly wrap up the conversation, postpone the conversation, or inquire about the discomfort if your relationship allows.

    Request feedback

    Confirm that you have a mutual understanding of what’s being communicated. We often think that we’ve reached a resolution and come to an understanding, only to find out that we have completely misunderstood the other person’s thoughts. Ask for input and feedback. This not only confirms that you have successfully communicated; it also makes the other person feel that they have been heard and understood.

    Follow-up


    Be clear about what actions will be taken and establish accountability. Confirm deadlines, responsibility, and expectations. If relevant, document any agreements in writing. A clear understanding of what is supposed to happen next can help avoid a conflict later on.

    Always try to end your communication in a friendly manner. Reiterate your thanks and try to leave the other individual feeling understood and valued. Productive communication involves respect, consideration, awareness, and clarity. It is possible to be both direct and kind and still get the results you want.

    113
    Top 10 Ways to Improve Your Communication Skills

    Effective communication is one of the most important life skills we can learn—yet one we don't usually put a lot of effort into. Whether you want to have better conversations in your social life or get your ideas across better at work, here are some essential tips for learning to to communicate more effectively.
    1. Watch Your Body Language
    2. Get Rid of Unnecessary Conversation Fillers
    3. Have a Script for Small Talk and Other Occasions
    4. Tell a Story
    5. Ask Questions and Repeat the Other Person
    6. Put Away the Distractions
    7. Tailor Your Message to Your Audience
    8. Be Brief Yet Specific
    9.  Up Your Empathy
    10. Listen, Really Listen

    Source: http://goo.gl/rWLsGj
     









    114
    BBA Discussion Forum / Marketing Plan Tools
    « on: November 25, 2014, 11:58:27 AM »
    Marketing Plan Tools

    The Marketing Plan is THE document that explains how your business will interact with the marketplace in the future.  It is there to ensure you take a pro-active approach in developing the business and customers that YOU want, rather than be left with the business and customers that no-one else wants.  It is key to helping you answer the big questions about your business direction, so that you can be sure all the day-today work is leading you to the successful business you (and your shareholders) desire.  The Marketing Plan provides the input and direction for all the other plans in your business and should be completed first.
    Source: http://goo.gl/ECcLvN

    115
    BBA Discussion Forum / Plan Implementation Tools
    « on: November 25, 2014, 11:55:47 AM »
    Plan Implementation Tools

    Once written, the Marketing Plan must be a living document that is used continuously throughout the business, throughout the year, to keep the business on track to reaching the key goals.  These tools will help you implement and review the Plan successfully.

    Global Sales Tracker

    In global organizations, there will be many leaders that will want to see their slice of the action.  They will naturally ask the question, “What’s in it for me?”  The Plan needs to show them the key sales information relevant to their business area. On the upside, the opportunities for cross-selling  across different business areas are often very high.

    This template allows you to capture and track a range of key metrics for a global market including sales, market share, cross-selling  ability and profitability split by year, business unit and country.  Moreover, the template can be used flexibly to show these metrics by different products, market segments or national territories.
    Based on years of continuous development with our global clients this will save you a lot of headache in developing your own template, help you set clear targets and provide you with great metrics & graphs to track your sales performance.

    Source: http://goo.gl/ECcLvN

    116
    The most successful retail sales professionals will posses the following attributes:

    1. They will be warm and friendly with a passion for service. They are optimistic and outgoing by nature with the ability to easily engage strangers in conversation and utilize excellent listening skills to understand customer needs, at times even needs unrecognized by the customer.

    2. They will be professional, knowledgeable, and authoritative possessing great expertise about the products they sell. They strive for continuous improvement through hard work, practice, and a dedication to ongoing learning.

    3. They will be entrepreneurial, resourceful and agile. They will have a personal business plan that talks to customer acquisition, retention and increased share of wallet. They will strive to achieve their goals and course correct as needed. They look for opportunities to exceed their customers’ expectations, to surprise and delight by going “above and beyond” the norm

    4. They will be successful, renowned, and preeminent. They have developed a personal clientele, loyal repeat customers who have become their fans because the service they provide adds value to the product. Their customers refer others to them. They have a positive reputation in the marketplace for their expertise and service – they are the best.[/size]

    117
    MBA Discussion Forum / Basic Accounting Principles
    « on: November 22, 2014, 12:46:39 PM »
    A number of basic accounting principles have been developed through common usage. They form the basis upon which modern accounting is based. The best-known of these principles are as follows:

    Accrual principle: This is the concept that accounting transactions should be recorded in the accounting periods when they actually occur, rather than in the periods when there are cash flows associated with them. This is the foundation of the accrual basis of accounting. It is important for the construction of financial statements that show what actually happened in an accounting period, rather than being artificially delayed or accelerated by the associated cash flows. For example, if you ignored the accrual principle, you would record an expense only when you paid for it, which might incorporate a lengthy delay caused by the payment terms for the associated supplier invoice.

    Conservatism principle. This is the concept that you should record expenses and liabilities as soon as possible, but to record revenues and assets only when you are sure that they will occur. This introduces a conservative slant to the financial statements that may yield lower reported profits, since revenue and asset recognition may be delayed for some time. Conversely, this principle tends to encourage the recordation of losses earlier, rather than later. This concept can be taken too far, where a business persistently misstates its results to be worse than is realistically the case.

    Consistency principle: This is the concept that, once you adopt an accounting principle or method, you should continue to use it until a demonstrably better principle or method comes along. Not following the consistency principle means that a business could continually jump between different accounting treatments of its transactions that makes its long-term financial results extremely difficult to discern.
    Cost principle. This is the concept that a business should only record its assets, liabilities, and equity investments at their original purchase costs. This principle is becoming less valid, as a host of accounting standards are heading in the direction of adjusting assets and liabilities to their fair values.

    Economic entity principle. This is the concept that the transactions of a business should be kept separate from those of its owners and other businesses. This prevents intermingling of assets and liabilities among multiple entities, which can cause considerable difficulties when the financial statements of a fledgling business are first audited.

    Full disclosure principle: This is the concept that you should include in or alongside the financial statements of a business all of the information that may impact a reader's understanding of those financial statements. The accounting standards have greatly amplified upon this concept in specifying an enormous number of informational disclosures.
    Going concern principle. This is the concept that a business will remain in operation for the foreseeable future. This means that you would be justified in deferring the recognition of some expenses, such as depreciation, until later periods. Otherwise, you would have to recognize all expenses at once and not defer any of them.

    Matching principle. This is the concept that, when you record revenue, you should record all related expenses at the same time. Thus, you charge inventory to the cost of goods sold at the same time that you record revenue from the sale of those inventory items. This is a cornerstone of the accrual basis of accounting. The cash basis of accounting does not use the matching the principle.
    Materiality principle. This is the concept that you should record a transaction in the accounting records if not doing so might have altered the decision making process of someone reading the company's financial statements. This is quite a vague concept that is difficult to quantify, which has led some of the more picayune controllers to record even the smallest transactions.

    Monetary unit principle: This is the concept that a business should only record transactions that can be stated in terms of a unit of currency. Thus, it is easy enough to record the purchase of a fixed asset, since it was bought for a specific price, whereas the value of the quality control system of a business is not recorded. This concept keeps a business from engaging in an excessive level of estimation in deriving the value of its assets and liabilities.

    Reliability principle[/b: This is the concept that only those transactions that can be proven should be recorded. For example, a supplier invoice is solid evidence that an expense has been recorded. This concept is of prime interest to auditors, who are constantly in search of the evidence supporting transactions.

    Revenue recognition principle: This is the concept that you should only recognize revenue when the business has substantially completed the earnings process. So many people have skirted around the fringes of this concept to commit reporting fraud that a variety of standard-setting bodies have developed a massive amount of information about what constitutes proper revenue recognition.

    Time period principle: This is the concept that a business should report the results of its operations over a standard period of time. This may qualify as the most glaringly obvious of all accounting principles, but is intended to create a standard set of comparable periods, which is useful for trend analysis.

    These principles are incorporated into a number of accounting frameworks, from which accounting standards govern the treatment and reporting of business transactions.
    [/pre]

    118
    Inspiring Quotes / Top 101 Inspirational Quotes
    « on: February 19, 2014, 10:44:29 AM »
    Top 100 Inspirational Quotes

    1.   Whatever the mind of man can conceive and believe, it can achieve. –Napoleon Hill
    2.   Strive not to be a success, but rather to be of value. –Albert Einstein
    3.   Two roads diverged in a wood, and I took the one less traveled by, and that has made all the difference.  –Robert Frost
    4.   I attribute my success to this: I never gave or took any excuse. –Florence Nightingale
    5.   You miss 100% of the shots you don’t take. –Wayne Gretzky
    6.   I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed. –Michael Jordan
    7.   The most difficult thing is the decision to act, the rest is merely tenacity. –Emelia Earhart
    8.   Every strike brings me closer to the next home run. –Babe Ruth
    9.   Definiteness of purpose is the starting point of all achievement. –W. Clement Stone
    10.   The past is a ghost, the future a dream. All we ever have is now. –Bill Cosby
    11.   Life is what happens to you while you’re busy making other plans. –John Lennon
    12.   We become what we think about. –Earl Nightingale
    13.   Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do, so throw off the bowlines, sail away from safe harbor, catch the trade winds in your sails.  Explore, Dream, Discover. –Mark Twain
    14.   Life is 10% what happens to me and 90% of how I react to it. –Charles Swindoll
    15.   The most common way people give up their power is by thinking they don’t have any. –Alice Walker
    16.   The mind is everything. What you think you become.  –Buddha
    17.   The best time to plant a tree was 20 years ago. The second best time is now. –Chinese Proverb
    18.   An unexamined life is not worth living. –Socrates
    19.   Eighty percent of success is showing up. –Woody Allen
    20.   Your time is limited, so don’t waste it living someone else’s life. –Steve Jobs
    21.   Winning isn’t everything, but wanting to win is. –Vince Lombardi
    22.   I am not a product of my circumstances. I am a product of my decisions. –Stephen Covey
    23.   Every child is an artist.  The problem is how to remain an artist once he grows up. –Pablo Picasso
    24.   You can never cross the ocean until you have the courage to lose sight of the shore. –Christopher Columbus
    25.   I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel. –Maya Angelou
    26.   Either you run the day, or the day runs you. –Jim Rohn
    27.   Whether you think you can or you think you can’t, you’re right. –Henry Ford
    28.   The two most important days in your life are the day you are born and the day you find out why. –Mark Twain
    29.   Whatever you can do, or dream you can, begin it.  Boldness has genius, power and magic in it. –Johann Wolfgang von Goethe
    30.   The best revenge is massive success. –Frank Sinatra
    31.   People often say that motivation doesn’t last. Well, neither does bathing.  That’s why we recommend it daily. –Zig Ziglar
    32.   Life shrinks or expands in proportion to one’s courage. –Anais Nin
    33.   If you hear a voice within you say “you cannot paint,” then by all means paint and that voice will be silenced. –Vincent Van Gogh
    34.   There is only one way to avoid criticism: do nothing, say nothing, and be nothing. –Aristotle
    35.   Ask and it will be given to you; search, and you will find; knock and the door will be opened for you. –Jesus
    36.   The only person you are destined to become is the person you decide to be. –Ralph Waldo Emerson
    37.   Go confidently in the direction of your dreams.  Live the life you have imagined. –Henry David Thoreau
    38.   When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say, I used everything you gave me. –Erma Bombeck
    39.   Few things can help an individual more than to place responsibility on him, and to let him know that you trust him.  –Booker T. Washington
    40.   Certain things catch your eye, but pursue only those that capture the heart. – Ancient Indian Proverb
    41.   Believe you can and you’re halfway there. –Theodore Roosevelt
    42.   Everything you’ve ever wanted is on the other side of fear. –George Addair
    43.   We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light. –Plato
    44.   Teach thy tongue to say, “I do not know,” and thous shalt progress. –Maimonides
    45.   Start where you are. Use what you have.  Do what you can. –Arthur Ashe
    46.   When I was 5 years old, my mother always told me that happiness was the key to life.  When I went to school, they asked me what I wanted to be when I grew up.  I wrote down ‘happy’.  They told me I didn’t understand the assignment, and I told them they didn’t understand life. –John Lennon
    47.   Fall seven times and stand up eight. –Japanese Proverb
    48.   When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us. –Helen Keller
    49.   Everything has beauty, but not everyone can see. –Confucius
    50.   How wonderful it is that nobody need wait a single moment before starting to improve the world. –Anne Frank
    51.   When I let go of what I am, I become what I might be. –Lao Tzu
    52.   Life is not measured by the number of breaths we take, but by the moments that take our breath away. –Maya Angelou
    53.   Happiness is not something readymade.  It comes from your own actions. –Dalai Lama
    54.   If you’re offered a seat on a rocket ship, don’t ask what seat! Just get on. –Sheryl Sandberg
    55.   First, have a definite, clear practical ideal; a goal, an objective. Second, have the necessary means to achieve your ends; wisdom, money, materials, and methods. Third, adjust all your means to that end. –Aristotle
    56.   If the wind will not serve, take to the oars. –Latin Proverb
    57.   You can’t fall if you don’t climb.  But there’s no joy in living your whole life on the ground. –Unknown
    58.   We must believe that we are gifted for something, and that this thing, at whatever cost, must be attained. –Marie Curie
    59.   Too many of us are not living our dreams because we are living our fears. –Les Brown
    60.   Challenges are what make life interesting and overcoming them is what makes life meaningful. –Joshua J. Marine
    61.   If you want to lift yourself up, lift up someone else. –Booker T. Washington
    62.   I have been impressed with the urgency of doing. Knowing is not enough; we must apply. Being willing is not enough; we must do. –Leonardo da Vinci
    63.   Limitations live only in our minds.  But if we use our imaginations, our possibilities become limitless. –Jamie Paolinetti
    64.   You take your life in your own hands, and what happens? A terrible thing, no one to blame. –Erica Jong
    65.   What’s money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do. –Bob Dylan
    66.   I didn’t fail the test. I just found 100 ways to do it wrong. –Benjamin Franklin
    67.   In order to succeed, your desire for success should be greater than your fear of failure. –Bill Cosby
    68.   A person who never made a mistake never tried anything new. – Albert Einstein
    69.   The person who says it cannot be done should not interrupt the person who is doing it. –Chinese Proverb
    70.   There are no traffic jams along the extra mile. –Roger Staubach
    71.   It is never too late to be what you might have been. –George Eliot
    72.   You become what you believe. –Oprah Winfrey
    73.   I would rather die of passion than of boredom. –Vincent van Gogh
    74.   A truly rich man is one whose children run into his arms when his hands are empty. –Unknown
    75.   It is not what you do for your children, but what you have taught them to do for themselves, that will make them successful human beings.  –Ann Landers
    76.   If you want your children to turn out well, spend twice as much time with them, and half as much money. –Abigail Van Buren
    77.   Build your own dreams, or someone else will hire you to build theirs. –Farrah Gray
    78.   The battles that count aren’t the ones for gold medals. The struggles within yourself–the invisible battles inside all of us–that’s where it’s at. –Jesse Owens
    79.   Education costs money.  But then so does ignorance. –Sir Claus Moser
    80.   I have learned over the years that when one’s mind is made up, this diminishes fear. –Rosa Parks
    81.   It does not matter how slowly you go as long as you do not stop. –Confucius
    82.   If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough. –Oprah Winfrey
    83.   Remember that not getting what you want is sometimes a wonderful stroke of luck. –Dalai Lama
    84.   You can’t use up creativity.  The more you use, the more you have. –Maya Angelou
    85.   Dream big and dare to fail. –Norman Vaughan
    86.   Our lives begin to end the day we become silent about things that matter. –Martin Luther King Jr.
    87.   Do what you can, where you are, with what you have. –Teddy Roosevelt
    88.   If you do what you’ve always done, you’ll get what you’ve always gotten. –Tony Robbins
    89.   Dreaming, after all, is a form of planning. –Gloria Steinem
    90.   It’s your place in the world; it’s your life. Go on and do all you can with it, and make it the life you want to live. –Mae Jemison
    91.   You may be disappointed if you fail, but you are doomed if you don’t try. –Beverly Sills
    92.   Remember no one can make you feel inferior without your consent. –Eleanor Roosevelt
    93.   Life is what we make it, always has been, always will be. –Grandma Moses
    94.   The question isn’t who is going to let me; it’s who is going to stop me. –Ayn Rand
    95.   When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. –Henry Ford
    96.   It’s not the years in your life that count. It’s the life in your years. –Abraham Lincoln
    97.   Change your thoughts and you change your world. –Norman Vincent Peale
    98.   Either write something worth reading or do something worth writing. –Benjamin Franklin
    99.   Nothing is impossible, the word itself says, “I’m possible!” –Audrey Hepburn
    100.   The only way to do great work is to love what you do. –Steve Jobs
    101.   If you can dream it, you can achieve it. –Zig Ziglar

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