Loan Disbursements:
The loan disbursements indicate the actual outflow of cash from the companies. The actual disbursements reveal contribution made by the housing companies for increasing the dwelling units in the country. Loan Disbursement process should be quick. In public sectors the disbursement process is very slow comparative with private sector in Bangladesh. Bureaucratic process leads slow loan disbursement in Bangladesh. Many public institutions show to get a loan it takes maximum 20 days for Zonal office (in case of Government/ Private plot) and
25 days for Regional office (in case of Government/ Private plot) (Kamal and Safayat, 2016). In reality, its different, from customers’ response the authors have found that sometimes customers have to stay more than six months even year to get loans. In case of private institutions, the procedure is comparatively fast. From secondary data and information collected from customers’ authors have found that maximum 4 weeks may be needed to get a loan (Kamal & Safayat, 2016). In last 10 years, total loan disbursement of public and private sectors was 248,227 million BDT and 2309,360 million BDT respectively.
