A study on Women Entrepreneur's access to SME loans in Bangladesh. The Jahangirnagar Economic Review, Vol.25, June 2014
Abstract: This paper analyses the access of women entrepreneurs to different credit facilities provided in Bangladesh. The authors used a sample survey of 50 women entrepreneurs of Dhaka, Sylhet and Bogra area in order to examine the development after the credit facilities have been provided. The study reveals that firm size and duration has some positive impact on receiving of SME loan. According to the women entrepreneurs’ loan facilities of banks is not user friendly as they face problems in required set of documents, presence of third party guarantee, high interest rate, and delay in assessment while taking loan from banks than the non institutional sources. There is also some positive association between perception about the loan facilities with firm size and duration of business. The paper also analyses some of the problems faced by loan providers and finally it suggests some policy recommendations for the development of women entrepreneurs.