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Messages - Salma Akter

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Place / Baku, capital city of Azerbaijan
« on: August 30, 2016, 04:06:24 PM »
Baku is the capital of the Republic of Azerbaijan. It is a large scientific, cultural and industrial center. Ancient foundations, a large area and population all make Baku one of the oldest and largest cities in the East.

People have lived and founded their settlements in Baku city and the Absheron peninsula since ancient times. This was motivated by continuous migrations from north to south and from west to east due to the physical and geographical conditions, a favorable location in the center of trade routes that crossed Silk Road, climatic conditions, production of petroleum fuel in ancient times and the availability of large power resources.

Baku was first mentioned in the Book of the Dead by the Egyptian Pharaoh Minesan in 3,500 BC. The ancient age of Baku is also evidenced by stone carvings dating back to 12,000 years ago and archeological excavations. Another important piece of evidence is a stone carving by August Guy Octavio, who reflected the stationing of a military camp under the rule of the Roman emperors Pompey and Lucius near Baku (40 km to the south) for the purposes of seizing the southern Caucasus in the 1st century BC. This means that Baku is nearly 5,500 years old.

Baku Geographical Location:

Baku is located on the Absheron Peninsula on the central easternmost side of Azerbaijan facing the Caspian Sea.

Baku Language:

Azarbaijani is the official language of Azerbaijan and is the most commonly spoken language while Lezgi, Russian, and Armenian are also spoken in lesser numbers.

Baku Predominant Religion:

•   93.5% Muslim
•   2.5% Russian Orthodox
•   2.5% Armenian Orthodox
•   1.5% Other

The majority of Azerbaijanis are Muslim although Azerbaijan does provide religious freedom.

Baku Currency:

The official currency of Azerbaijan is the Manat.

Baku Climate:

Baku is known to be a windy city and experiences warm summers with cold winters occasionally accompanied by snow.

Baku Main Attractions:

•   Maiden’s Tower
•   Ateshgah
•   Bail Castle


Success / 8 traits the world's most successful people share
« on: August 27, 2016, 03:14:55 PM »
Each person's path to success may be unique, but there are many commonalities among the world's most successful people.

"The 8 Traits Successful People Have in Common," author Richard St. John conducted interviews with more than 500 highly successful people, from the likes of Bill Gates and Richard Branson to Martha Stewart and Ben Cohen, the cofounder of Ben and Jerry's ice cream.

St. John entered transcriptions of every interview into a database in order to analyze more than 300 possible success factors. He found they all shared eight traits, which he calls the "8 to be great" because "they're the foundation for success and greatness in any field."

1. Successful people are passionate about what they do.

2. Successful people work hard while having fun.

3. Successful people have a specific focus.

4. Successful people push themselves out of their comfort zones.

5. Successful people consistently come up with new ideas.

6. Successful people are constantly getting better.

7. Successful people provide value to others.

8. Successful people are persistent through failure.


Person / 10 Facts About Bill Gates
« on: August 13, 2016, 11:52:13 AM »
Below are a few quick peek into the secrets of Microsoft and its maker, Bill Gates.

1- Full Name:
Bill Gates’ full name is William Henry Gates III.

2- First Computer Program:
The first computer program that Bill Gates wrote was a tic-tac-toe game. The game was played in a 2 player format where the computer was the opponent.

3- Man of His Word:
Bill Gates is known to keep his word. In school he bragged to his teachers that he would be a millionaire by the time he was 30. Not only did he keep his word but he was a billionaire by 31.

4- Nickname:
Bill Gates’ kids often tease him by singing the song ‘Billionaire’ by Bruno Mars and Travis McCoy.

5- Education:
Bill Gates never graduated from college, instead founding Microsoft with his friend Paul Allen in 1975. He was just 20 years old when he founded Microsoft.

6- Social Networking:
Bill Gates is very active on Twitter but not on Facebook, despite Mark Zuckerberg and he reportedly getting along well. The main reason he cites for his absence from the social network-“The friend requests got out of hand…”

7- Riches:
If Bill Gates was a country; he would be the 37th richest country on earth! Face that he is one of the richest persons in the world is not unknown but Bill Gates stood at number one position on the Forbes list from 1995 to 2009 – except in 2008 where he was pushed to number 3. He continues to hold second place to Carlos Slim 2010 onwards.

8- Earnings:
Bill Gates earns nearly 250 US Dollars every second. That’s about 20 million dollars a day and 7.2 Billion dollars a year! Bill Gates can pay off the entire United States debt in less than 10 years.

9- Travels:
Bill Gates loves travelling and visits India almost every year for the upliftment of the poor.

10- Riches to Rags:
And here comes the clincher: If Microsoft Windows’ users can claim just 1 dollar for every time their computers hang because of Microsoft Windows, Bill Gates will be bankrupt in 3 days!


Story, Article & Poetry / Story Of Ego
« on: August 17, 2015, 09:52:06 AM »
By Chandramouli Reddy

"Ego", the natural Human psychological trait that changes everything in its way and makes everyone fall prey to undesirable consequences in their life. The pride & self esteem if they are overrated in our mind it manifest in the form of Ego. We forget to remember the only truth in the Universe is all the living and non living objects and their existence is under the control of the Supreme Power whom we otherwise called as 'God'. The Human Ego conceals our 'natural intellect' to create false ownership over every object.

"Once there was a scientist who toiled all through his life to make exact human physical body replicas of himself. He mastered the art so perfectly that one could not easily distinguish the replica with the original. According to the Natural process in the Creation the Angel Death had knocked his door. The shrewd scientist got the wonderful idea and reproduced dozen of his replicas. The Angel Death confused by looking at the thirteen no of the same persons. Obviously unable to recognize the original person returned back in vain. The scientist got the illusion that he can elude death easily.

Nevertheless the Angel of death who has clear understanding of human life did not relent & came back with a trick. The Angel Death again approached the scientist and was starting at the thirteen human figures and said without pointing any of that, dear scientist you have managed everything correctly but you could not evade a small flaw while reproducing yourself. The scientist quickly spoken out 'small flaw, that is impossible in my work'. Then he was caught by the Angel of death"

The Ego blinds us to hardcore reality, so we tend make minute mistakes though we are endowed with greater skills & strength. Therefore each one of has to be very careful about our accomplishments and achievements should not make us blind toward this living world where every individual is bestowed upon with equal grace & strength by the Almighty and winning & losing things are subjected to the focus, efforts & time to obtain them. Thus we have subside the feeling of 'All is I' and propagate the feeling of 'I am nothing before All' which makes us to rejoice everything in the God's creation.


মাত্র ১৫ বছর বয়সে পিএইচডি প্রার্থী হয়ে হইচই ফেলে দিয়েছেন ভারতের লক্ষ্ণৌর মেয়ে সুষমা ভার্মা। সাফল্য আর রেকর্ড গড়া অভ্যাসে পরিণত করেছেন সুষমা। মাত্র পাঁচ বছর বয়সেই বিশেষ বিবেচনায় নবম শ্রেণিতে পড়ার সুযোগ লাভ করেন তিনি। এরপর আর অগ্রযাত্রা থামেনি এই বিস্ময়-বালিকার।

মাত্র ১৩ বছর বয়সে বিএসসি এবং মাত্র ১৫ বছর বয়সে বিভাগে প্রথম স্থান লাভ করে এমএসসি (মাইক্রোবায়োলজি) ডিগ্রি সম্পন্ন করেন। এখানেই থেমে থাকার পাত্রী নন সুষমা। এবার বোধ হয় কম বয়সে পিএইচডি ডিগ্রিও লাভ করতে যাচ্ছেন সুষমা। বাবাসাহেব ভিমরাও আম্বেদকর বিশ্ববিদ্যালয়ে পিএইচডি গবেষক হিসেবে নাম নিবন্ধন করেছেন সুষমা।

বাবা পরিচ্ছন্নতাকর্মী তেজ বাহাদুর ও মা গৃহিণী ছায়া দেবীর ঘরে সুষমার জন্ম ২০০০ সালে। তিন ভাইবোনের মধ্যে সুষমা সবার বড়। তাঁর ছোট ভাইও তাঁর মতোই মেধাবী। সুষমার ছোট ভাই শৈলেন্দ্র বিএসসি ডিগ্রি লাভ করেছেন মাত্র ১৪ বছর বয়সে।


Self Discipline / Gaining Self Discipline
« on: July 28, 2015, 02:07:23 PM »
There are many important qualities that can contribute to a person’s achievements and happiness, but there is only one that begets sustainable, long-term success in all aspects of life: self discipline. Whether in terms of a person’s diet, fitness, work ethic or relationships, self discipline is the number one trait needed to accomplish goals, lead a healthy lifestyle, and ultimately, be happy.

According to a 2013 study by Wilhelm Hoffman, people with high self control are happier than those without. The study discovered this is true because the self disciplined subjects were more capable of dealing with goal conflicts. These people spent less time debating whether to indulge in behaviors detrimental to their health, and were able to make positive decisions more easily. The self disciplined did not allow their choices to be dictated by impulses or feelings. Instead, they made informed, rational decisions on a daily basis without feeling overly stressed or upset.

Despite what many may think, self discipline is a learned behavior. It requires practice and repetition in our day-to-day life. Improved self discipline will allow us to live a freer life by helping us to make healthy choices, not emotional ones. Give it a shot. Your happiness will thank you for it.

Some ways for Gaining Self Discipline are listed below:

1.Remove temptations and distractions

2.   Eat regularly and healthily

3.   Don’t wait for it to “feel right”

4.Eliminate Unnecessary Decisions

5.Schedule breaks, treats, and rewards for yourself

6.Forgive yourself and move forward


Warren Buffett is one of those amazing CEOs, who is down-to-earth, well-respected, and not always known to the masses. Indeed, he owns some of the most recognizable companies in North America like Dairy Queen and Fruit of the Loom, but many people, in fact, do not know this. They do not readily recall his personal name, nor the name of his company, Berkshire Hathaway. That is probably the most special thing about Buffett, what makes him endearing to the general public. He is a billionaire icon in the business world, but to people around him, he is an everyday person doing his job.

When Warren Buffett started his investing career, he would read 600, 750, or 1,000 pages a day. Even now, he still spends about 80% of his day in reading.
“Look, my job is essentially just corralling more and more and more facts and information, and occasionally seeing whether that leads to some action. We don’t read other people’s opinions, We want to get the facts, and then think.” he once said in an interview.

9 books billionaire Warren Buffett thinks everyone should read are listed below:

1.“The Intelligent Investor” by Benjamin Graham

2.“Security Analysis” by Benjamin Graham

3.“Common Stocks and Uncommon Profits” by Philip Fisher

4.“Stress Test: Reflections on Financial Crises” by Tim Geithner

5.“The Essays of Warren Buffett” by Warren Buffett

6.“Jack: Straight From The Gut” by Jack Welch

7.“The Outsiders” by William Thorndike, Jr.

8.“The Clash of the Cultures” by John Bogle

9.“Business Adventures: Twelve Classic Tales from the World of Wall Street” by John Brooks

See More:

Motivation / Motivational Quotes For Work
« on: July 09, 2015, 12:21:29 PM »
Have we ever tried to get ourselves motivated to get some work done, only to find ourselves spinning our wheels? Sometimes one day of unproductiveness spirals into multiple days of feeling listless, lethargic, and even bored – despite the fact that there are about 50 important items on our to do list.

It’s one thing to have drive and ambition, it’s another thing altogether to actually roll up our sleeves and get to work. It’s easy to feel motivated and driven when we are planning and dreaming, but staying driven and motivated when we are doing the actual work needed to make our dreams a reality can be difficult.

Getting great work done isn’t always just about finding a burst of inspiration- it’s also about properly defining our goals and setting ourselves up in a productive work environment.

It’s about incremental improvement in our daily work process and mental habits so that we feel motivated and productive throughout the day. It’s about recognizing our own biological limitations and optimizing our sleep habits, eating, and general health.

But sometimes, it’s simply about pushing through tough work even when we are just not feeling it – it’s what athletes would call “playing through the pain”. It’s about digging deep, and finding that little spark inside that will push us through the day.

Some motivational quotes for work are listed below:

• A dream doesn’t become reality through magic; it takes sweat, determination and hard work  – Colin Powell

• Happiness is the real sense of fulfillment that comes from hard work  – Joseph Barbara

• All growth depends upon activity. There is no development physically or intellectually without effort, and effort means work–Calvin  Coolidge         

• The difference between ordinary and extraordinary is that little extra  – Jimmy Johnson

• The only thing that overcomes hard luck is hard work – Harry Golden

• Goodness and hard work are rewarded with respect  – Luther Campbell


Person / The Intelligent Investor: Benjamin Graham
« on: July 04, 2015, 12:34:44 PM »
Serious physicists read about Sir Isaac Newton to learn his teachings about gravity and motion. Serious investors read Benjamin Graham's work to learn about finance and investments.

Known as "the father of value investing" and the "Dean of Wall Street," Ben Graham (1894-1976) excelled at making money in the stock market for himself and his clients without taking big risks. Graham created and taught many principles of investing safely and successfully that modern investors continue to use today.

These ideas were built on Graham's diligent, almost surgical, financial evaluation of companies. His experience led to simple, effective logic, upon which Graham built a successful method for investing.

His Legacy:

Graham's work is legendary in investment circles. He's been credited as the creator of the security analysis profession. While best known as Warren Buffett's mentor, Graham was also a famous author, most notably for his books, "Security Analysis" (1934) and "The Intelligent Investor" (1949). Graham was one of the first to solely use financial analysis to successfully invest in stocks. He was also instrumental in drafting many elements of the Securities Act of 1933, also known as the "Truth in Securities Act," which, among other things, required companies to provide financial statements certified by independent accountants. This made Graham's work of financial analysis much easier and more efficient, and in this new paradigm, he succeeded.

His Beginnings:

Graham was a star student at Columbia University in New York, and went to work on Wall Street shortly after graduation in 1914. He built up a sizable personal nest egg over the next 15 years with the use of his keen attention to details. Even so, he hadn't yet honed his investment strategy.

He lost most of his money in the stock market crash of 1929 and the subsequent Great Depression. After learning a hard lesson about risk, he wrote "Security Analysis" (published in 1934), which chronicled Graham's methods to analyze and value securities. This book has been used for decades in finance courses as the seminal work in the field.

His Highs and Lows:

His losses in the stock market crash of 1929 and the subsequent bear market during the Great Depression led Graham to hone his investment techniques. These techniques sought to profit in stocks while minimizing downside risk. He did this by buying shares of companies whose shares traded far below the companies' liquidation value.

In simple terms, his goal was to buy a dollar's worth of assets for 50 cents, and he did that very well, both in theory and in practice.
There were two general ways that Graham used to do this. The first method was the use of market psychology. That is, using the fear and greed of the market to his advantage. The second was to invest by the numbers.

His Theories: "Mr. Market" and Margin of Safety:

Graham stressed the importance of looking at the market as one would a business partner who offers to buy you out, or sell you his interest daily. Graham referred to this imaginary person as "Mr. Market." Graham said that sometimes Mr. Market's price makes sense, but sometimes it is way too high or low given the economic realities of the business.

You, as the investor, are free to buy Mr. Market's interest, sell out to him or even ignore him if you don't like his price. You may ignore him because he always comes back tomorrow with a different offer. This is the "use market" psychology. Graham viewed the freedom to be able to say "no" as a major advantage the average investor had over the professional who was required to be invested at all times, regardless of the current valuation of securities.

Graham also stressed the importance of always having a margin of safety in one's investments. This meant only buying into a stock at a price that is well below a conservative valuation of the business. This is important because it allows profit on the upside as the market eventually revalues the stock to its fair value, and it also gives some protection on the downside if things don't work out as planned and the business falters. This was the mathematical side of his work.

His Life as a Great Investor and Teacher:

In addition to his investment work, Graham taught a class in security analysis at his alma mater, Columbia University. Here, he was fascinated with the process and strategy of investing - just as much as he was fascinated with making money. To this end, he wrote "The Intelligent Investor" in 1949. This book provided more practical advice to the common investor than did "Security Analysis," and it became one of the best-selling investment books of all time.

Warren Buffett describes "The Intelligent Investor" as "by far the best book on investing ever written" - high praise for a relatively simple book. Buffett has said that Graham was incredibly generous toward others especially with his investment ideas. In fact, Graham spent the better part of his retirement years working on new, simplified formulas to help average investors invest in stocks. Buffett now too follows this credo as he views his annual meetings as a chance to share his knowledge with the average investor.

After reading "The Intelligent Investor" at age19, Buffett enrolled in Columbia Business School in order to study under Graham, and they subsequently developed a lifelong friendship. Later, he worked for Graham at his company, the Graham-Newman Corporation, which was similar to a closed-end mutual fund. Buffett worked there for two years until Graham decided to close the business and retire.

Afterward, many of Graham's clients asked Warren Buffett to manage their money, and, as they say, the rest is history. Buffett went on to develop his own strategy, which differed from Graham's in that he stressed the importance of a business's quality and of holding investments indefinitely. Graham would typically invest based purely on the numbers of a company, and he would sell an investment at a predetermined value. Even so, Buffett has said that no one ever lost money by following Graham's methods and advice.

The Bottom Line:

If you're wondering how Graham fared on his investments, it has been said that he averaged about a 20% annual return through his many years of managing money, although details of Graham's investments are not readily available. He achieved these results at a time when buying common stocks was widely regarded as a pure gamble, but Graham bought stocks with a method that both provided both low risk and a good return. For this reason, Graham was a true pioneer of financial analysis.


Inspiring Quotes / Inspirational logics of life
« on: June 21, 2015, 10:53:31 AM »

1.   Make peace with your past so it does not spoil your present.

2.    What others think of you is none of your business.

3.   Time heals almost everything; give the time, some time.

4.    No one is the reason of your happiness except you yourself.

5.   Do not compare your life with others, you have no idea what their journey is all about.

6.   Stop thinking too much, it’s all right not to know all the answers.

7.   Smile, you do not own all the problems in the world.


Place / Basic facts about Australia
« on: June 04, 2015, 02:14:47 PM »
Australia is the smallest continent in the world. It is also the 6th largest country in the world, after Russia, Canada, China, USA, and Brazil.

There are over 20 million people living in Australia. Australia is divided into six states and two territories. The capital city is Canberra, which is in the Australian Capital Territory (ACT)

A little description of the geography :

Australia is an island with most of its population living around its coastline. The coastline has many beaches and reefs that are popular with surfers and divers such as the Great Barrier Reef, Bondi Beach and Surfers Paradise. The centre of Australia is mostly desert with very little water. The famous Ayres Rock or Uluru is found here and is a popular tourist attraction.

The Australian Alps are on the south-east side of Australia. The highest mountain, Mount Kosciusko is a great place to go during the summer for hiking and skiing during the winter months.

In the North of Australia you can find rainforests and warmer weather as it is close to the tropics. The Daintree Rainforest is famous for its beauty and hiking trails.

Australia has a long history of farming and crop growing. In the outback, there are many farms that grow rice, wheat, and many vegetables. There are also many dairy and cattle farms that produce milk and beef for local use and to send overseas.

How is the weather:

Australian seasons are the reverse of the Europeans but the same of the Latin Americans. The summer months in Australia are from December to February and the Autumn months are during March till May. Winter is from June to August with Spring in Australia from September till November.

Queensland and the Northern Territory are located closer to the tropics and generally have warmer and humid weather all year round. New South Wales, Australian Capital Territory, Victoria, South Australia and Perth all experience the four seasons during the year. In Tasmania, the weather is colder than the rest of Australia because it is closer to Antarctica.

 Culture and life style:

Australia is a multicultural country. People from around the world have migrated to Australia for many years and have brought with them their culture and wonderful food.

In Australia, the main language is English and the official currency is the Australian dollar (AU$).

A bit of history:

Australia was firstly discovered by a Dutch explorer who named it New Holland. The Dutch explorer did not think the land was very interesting and did not explore it any further. It wasn’t until 1770 when Captain James Cook came and started using and exploring the land that he renamed it ‘New England’.

After 18 years, prisoners were sent to Australia from Britain to be used as a convict colony. Because there were so many prisoners, the land from the coast to the Blue Mountains was not enough and they needed to search for more land to fit them. This was when the first started to explore the other side of the Blue Mountains.

Between 1851 and 1852, goldfields were discovered in Victoria and New South Wales. This discovery attracted thousands of people that came to Australia to try their luck at finding gold.

In 1901, the Constitution of the Commonwealth of Australia was started. The parliament was established as a federation of six states and two territories.

Canberra was chosen as the capital of Australia as they could not decide between Sydney and Melbourne.

Did you know:

There are more than 40 millions of kangaroos in Australia now.This is more than the total population of Australia!

 Australia has more sheep than kangaroos! There are about 140 million sheep. That's why Australia is worldwide famous for their wool quality.

Australia has the longest fence in the world. The fence is called the ‘Dingo Fence’ and is 5,531 kilometers long! The fence is only 1.8 meters tall with no gaps. It runs through the middle of Queensland and was built to protect the sheep from the dingo, an Australia dog.
In Western Australia, they have the longest straight road in the world. It is 148 kilometers long!


Inspiring Quotes / Inspirational Promise to Yourself
« on: May 18, 2015, 04:03:56 PM »
To be so strong that nothing
can disturb your peace of mind.
To talk health, happiness, and prosperity
to every person you meet.

To make all your friends feel
that there is something in them
To look at the sunny side of everything
and make your optimism come true.

To think only the best, to work only for the best,
and to expect only the best.
To be just as enthusiastic about the success of others
as you are about your own.

To forget the mistakes of the past
and press on to the greater achievements of the future.
To wear a cheerful countenance at all times
and give every living creature you meet a smile.

To give so much time to the improvement of yourself
that you have no time to criticize others.
To be too large for worry, too noble for anger, too strong for fear,
and too happy to permit the presence of trouble.

To think well of yourself and to proclaim this fact to the world,
not in loud words but great deeds.
To live in faith that the whole world is on your side
so long as you are true to the best that is in you.

Common Forum/Request/Suggestions / Changing the direction of life
« on: May 04, 2015, 01:48:48 PM »
Stephen Richards Covey was an American educator, author, businessman, and keynote speaker. Below are 10 quotes from Stephen Covey that have the power to completely change the direction of one’s life.

1)      The key is not to prioritize what’s on your schedule, but to schedule your priorities.

2)      The main thing is to keep the main thing as the main thing.

3)      Live out of your imagination, not your history.

4)      Trust is the glue of life. It’s the most essential ingredient in effective communication. It’s the foundational principle that holds all relationships.

5)      Most of us spend too much time on what is urgent and not enough time on what is important.

6)      I am not a product of my circumstances. I am a product of my decisions.

7)      You have to decide what your highest priorities are and have the courage—pleasantly, smilingly to say “no” to other things.

8)      I teach people how to treat me by what I will allow.

9)      Love is a verb. Love – the feeling – is the fruit of love the verb or our loving actions.

10)   Live, love, laugh and leave a legacy.


Common Forum/Request/Suggestions / Impossible is nothing
« on: April 19, 2015, 11:25:52 AM »
Impossible is just a big word thrown around by small men who find it easier to live in the world they have been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.


Salma Akter
Administrative Officer
Office of the Controller of Examinations
Daffodil International University

Common Forum/Request/Suggestions / Emotional Bank Account
« on: April 11, 2015, 12:58:19 PM »
When it comes to improving and maintaining our relationships with others, Stephen Covey’s metaphor of the Emotional Bank Account is probably one of the most powerful ideas ever created for the development of interpersonal relationships. If you’ve never heard of this, it basically means that anyone with whom we have a relationship with, whether it be our coworkers, family or friends, we maintain a personal “emotional” bank account with them. This account begins on a neutral balance. And just as with any bank account, we can make deposits and withdrawals. However, instead of dealing with units of monetary value, we deal with emotional units.

The emotional units that Covey speaks of are centered around trust. When we make emotional deposits into someone’s bank account, their fondness, trust, and confidence in us grows. And as a result our relationship develops and grows. If we can keep a positive reserve in our relationships, by making regular deposits, there will be greater tolerance for our mistakes and we’ll enjoy open communication with that person. On the contrary, when we make withdrawals and our balance becomes low or even overdrawn, bitterness, mistrust and discord develops. If we are to salvage the relationship, we must make a conscious effort to make regular deposits.

This post will discuss Covey’s six major ways of making deposits into these Emotional Bank Accounts and how we can avoid making withdrawals.

1. Understanding the Individual
2. Keeping Commitments
3. Clarifying Expectations
4. Attending to the Little Things
5. Showing Personal Integrity
6. Apologizing Sincerely When We Make a Withdrawal

Salma Akter
Administrative Officer
Office of the Controller of Examinations
Daffodil International University

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