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Messages - shahanasumi35

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Thank you sir for sharing this important topic . I think by using information technology now a days  these financial services become more convenient to their customers.

Shahana Kabir
Senior Lecturer
Department of Business Administration

BBA Discussion Forum / Re: Bangladesh RMG sector
« on: May 28, 2013, 02:40:12 PM »
Thanks for sharing this.

Shahana kabir

Thanks for sharing this information which will help us in speaking English.

Shahana Kabir

BBA Discussion Forum / 10 Ways to De-Stress Your Work Day
« on: May 26, 2013, 08:54:01 AM »
10 Ways to De-Stress Your Work Day

1. Get a Head Start
Leave home 30 minutes earlier than normal. Studies find that the less rushed you feel in the morning, the less stressed you'll be for the rest of the day.
2. Bring Snacks
Bring a spill-proof coffee cup filled with your favorite brew to the office, and have a bag of nonperishable snacks on hand (try protein bars, dried fruit and nuts, juice boxes). Going for more than a few hours without a snack can cause your blood sugar levels to drop, and you'll end up exacerbating stress. This way, even if you have to work through back-to-back meetings, you'll be able to grab some fuel.
3. Give Yourself Some Credit
Most of us don’t take enough time to praise ourselves for doing things well. So when you’ve completed an interim or long-term goal, tell yourself—out loud—what a good job you’ve done. You’ll get a burst of confidence that will go a long way towards helping you maintain yourself cool amid the workplace madness.
4. Schedule 10 Minutes of “Worry Time”
Close your office door or go sit in an empty conference room and think about what's stressing you out. Bring a sheet of paper and divide it into three columns: My Worry; Why It Worries Me; Worst Thing That Could Happen. Once you confront the worst-case scenario, and realize that it probably won't ever happen, you can get back to work with your worry load lightened.
5. Manage Your Email
With about 5.5 trillion emails sent each year, it's no wonder your inbox is overflowing. To keep from stressing out, cut down the amount of time you spend reading and sending emails. Don't waste a message acknowledging receipt of an email, and put responses in the subject when possible so you don't have to compose a new message. Finally, use the “rule of three”: if you’ve gone back and forth on a topic three times and you’re still confused or have questions, pick up the phone.
6. Stretch
This is especially important if you have a sedentary job. Try lifting your legs up and stretching them for 30 seconds. This movement reduces the risk of blood clots that can result from sitting too long in one position. Another useful exercise is to put one arm behind your neck and stretch it by holding on to the elbow with the opposite arm. Switch sides and repeat.
7. Have a “Perspective Reminder”
Stress can overpower you at times, but your troubles are smaller than they seem. To remind that, keep a picture in your office—the earth taken from space, a starry night or the ocean—and look at it whenever you feel overwhelmed.
8. Plan Ahead
When work is challenging, devote some of your down time, like weekends and evenings, to making a to-do list for the next week. Make a list, place boxes next to each item, and tick off the boxes as you get things done. You’ll avoid forgetting anything, you’ll stay focused on the job, and it’s very satisfying to tick off those boxes.
9. Socialize With Colleagues
Suggest a once-a-week gathering with your co-workers where you can talk about a particular work issue. Use your collective brain to figure out how to do something better, enhance productivity, or improve relationships.
10. Remind Yourself Why
Make a display in your office to remind you of your personal life. Include pictures of your spouse, children, and pet, a photograph of yourself doing something fun, plus a memento that reminds you of a special occasion. When you feel yourself getting overwhelmed and stressed out, take five minutes and simply enjoy the display. Recall the day each picture was taken. Hold your memento and return in your memory to the day you got it. Now you’re ready to return to work.

Borrowings by the government from the banking sector at a higher level than before will further raise its debt burden swell its domestic debt servicing, in terms of interest payments and repayments of the principal amount of its loans that are met out of its revenue budget and also add fuel to the inflationary pressure in the upcoming fiscal year.

This view has been expressed by the country's leading economic analysts, while noting that the achievement of the next fiscal's revenue collection target would be a challenging task.

According to them, if the government borrows heavily from the banking system, it would have an adverse impact on credit flows to the private sector.

The government is eying a 21 per cent growth of tax collections to help bolster its revenue earnings in the next fiscal, in accordance with the targets and objectives of its Sixth Five-Year Plan.

Expressing their doubts over achieving the revenue collection target of TK 1.36 trillion, up by 21 per cent growth in the upcoming fiscal over the level of the current one, the analysis termed such a target 'unrealistic,' given the uncertainties about political developments centering the next general election late this calendar year or early next one.

They also feared a shortfall in revenue collection target in the current fiscal as the overall economy is not performing up to the projected level because of likely shortfall in meeting the export target, decline in domestic consumption, lower rate of growth of import activities and slowdown in local and foreign investment.

The government set Tk. 1.12 trillion as the tax collection target for fiscal year 2012-13, reflecting a 17 per cent rate of growth over the level of the previous one. For the upcoming fiscal, the government has indicated about setting Tk. 1.36 trillion as the tax collection target by the National Board of Revenue (NBR) that will reflect a 21 per cent rate of growth over the NBR-portion of tax revenues during the current fiscal.

On the contrary, the government's expenditure out of the domestic budgetary resources will be affected by the failure to meet the tax collection target. It might entail higher domestic borrowings, leaving a growing public debt burden on the budget itself.

The government has also recently revised downward its gross domestic product (GDP) growth rate this fiscal year as services, wholesale and retail trade, manufacturing and other production-oriented sectors are severely affected by the current volatile situation.

The Bangladesh Bureau of Statistics (BBS) has recently estimated GDP growth rate during the current fiscal to be 6.03 per cent from what was carrier projected at 7.2 per cent. The multilateral capital donors have, however, predicted the growth rate of the Bangladesh economy in the current fiscal at a level even further lower than that of the BBS.

For achieving the revenue collection target in the upcoming fiscal year, the government will have to impose new taxes but that will hurt private sector investment under the given circumstances

Setting revenue collection target on the basis of the Sixth Five-Year Plan is 'unrealistic' as the targets, goals and objectives of the plan itself are most unlikely to be met, he observed.

However, the NBR chief expressed his optimism over achieving the target for revenue collection of this fiscal even amid sluggish economic growth.

Economists have projected a sharp decline in import growth, looming uncertainty about the export sector performance following last month's tragedy at Savar, a declining trend about credit sanctions to private sector and the BBS's revision of the GDP growth rate as major causes for uncertainty over achieving the tax collection target for this fiscal.

Until April this fiscal, the NBR collected an aggregate amount of Tk. 821 billion in tax revenues achieving a 14 per cent growth rate over the level during the corresponding period of the previous one. It will have to collect Tk. 299 billion in additional revenues in May and June to achieve its annual target.

Hope that Govt. would withstand the pressure and arrange to stabilize its liquidity profile decisively.

BBA Discussion Forum / Re: 10 best foods for human being
« on: May 25, 2013, 03:46:36 PM »
Thanks for this informative post.

Shahana kabir
Senior lecturer

Thanks for sharing this issue which we may keep in mind in times of doing exercise.

Shahana kabir

BBA Discussion Forum / Re: healthy diet for healthy life
« on: May 25, 2013, 12:24:02 PM »
Thanks for sharing this information which will help us to get relief from various health related problems.

Shahana kabir

Thanks for sharing this issue tasnim which will help me to manage stress at workplace.

Shahana kabir

BBA Discussion Forum / Re: Healthy ways to relax and recharge
« on: May 21, 2013, 03:49:58 PM »
Nice post omar. Of all these items some works on me such as listening music,reading books ,moving outside and passing time with family members and I think it may be the good way to relax

BBA Discussion Forum / Re: Technology in Banking
« on: May 20, 2013, 02:33:57 PM »
Thanks for sharing this informative post, Sir. I also believes that with the advent of technology there is a radical change in banking system which make our life easy and improve our economy by giving various benefit to us.

BBA Discussion Forum / Re: Proper use of Internet for your child
« on: May 20, 2013, 02:14:32 PM »
Thanks for nice post. About this my thinking is being parents of our child we have to be very careful when they are using internet. Sometimes we have to use some filters to restrict some sites which will be inappropriate for them and also we have to check which time they are spending so that they cannot spend more time which will be harmful foe their life. If we can maintain all of these then the use of internet will be fruitful for the child.

BBA Discussion Forum / Re: Importance of family in our life
« on: May 20, 2013, 10:49:45 AM »
Without our family we are nothing and we cannot be nothing. So all of us should give time to our family  as much as possible so that it can create a good bondage which will help the family member  to make a good  and respected person in the society.

BBA Discussion Forum / Re: Young Women Entrepreneurs' Forum (YWEF)
« on: May 02, 2013, 06:11:50 PM »
Tanzina apu as  a faculty of this university I can say that I will encourage my female students to be a member of this forum.

Shahana kabir

BBA Discussion Forum / Re: Time management tips
« on: May 02, 2013, 05:59:32 PM »
Thanks nusrat for this post. My thinking is  that if I have any important  task  then I have to prepare a list how to do that task and if necessary follow an alarm system to complete that task properly and to avoid any problem in our workplace.

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