للَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَ الْحَزَنِ
وَ أَعُوذُ بِكَ مِنَ العَجْزِ وَ الْكَسَلِ
وَ أَعُوذُ بِكَ مِنَ الْجُبْنِ وَ الْبُخْلِ
وَ أَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ و قَهْرِ الرجال
Oh Allah, I seek refuge in You from worry and grief,
from helplessness and laziness,
from cowardice and stinginess,
and from overpowering of debt and from oppression of men
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