Too much time can easily be wasted trying to format documents that have already been put together by someone else. If you use Google Docs, here are 24 time-saving templates that'll let you get on with using the documents, rather than struggling with putting them together in the first place.
Here is the link (http://www.makeuseof.com/tag/24-google-docs-templates-will-make-life-easier/?fb_action_ids=1438887719766179&fb_action_types=og.shares#)