Daffodil International University
Faculties and Departments => Business & Entrepreneurship => Business Administration => Topic started by: Shah Alam Kabir Pramanik on July 13, 2016, 10:00:47 AM
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Housing Finance Products and Pricing:
Lot of products are offered by both public and private sector to satisfy the different types of housing finance needs. At present the BHBFC provides housing loan under seven categories, namely-General Loan, Group Loan, Apartment/ Flat Loan, Extension Loan, Loan for Middle &Lower Middle income group of people, Five Years Term Special Loan and Loan for Construction of Semi-Pucca.
On the other hand, in private sectors especially banking sectors are providing different types of housing loans .a. Apartment Loan b. Home Construction Loan c. Housing Plot Loan d. Home Extension Loan e. Home Improvement Loan f. Home Owner’s Loan g. Flexi plus Home Loan.
Simply price is the amount of money that is charged for a product or services (from view point of marketer). On the other hand, price is the cost of customers that means having or getting any benefits what customers’ sacrifices are known as price. In case of financial institutions interest rate is the price for the customers and institutions. In public and private sector average interest rates are 13.81% and 13% respectively. The price should be reasonable and affordable to attract large number of customers. In Bangladesh the interest rate is high comparatively with other nations.
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nice post