Show Posts

This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.

Messages - munna99185

Pages: 1 2 3 [4] 5 6 ... 39
Only proper negotiation can solve the problem

Business Administration / Re: From LDCs to Asian tiger
« on: April 28, 2018, 02:47:54 PM »
Bangladesh may progress if few social problems can be solved properly and timely.

Business Administration / Installment Debt
« on: April 22, 2018, 01:58:35 PM »
Installment debt is a loan that is repaid by the borrower in regular installments. Installment debt is generally repaid in equal monthly payments that include interest and a portion of principal. This type of loan is an amortized loan which requires a standard amortization schedule to be created by the lender detailing payments throughout the loan’s duration.

Source: Installment Debt

Business Administration / Amortization Schedule
« on: April 22, 2018, 01:57:23 PM »
An amortization schedule is a complete table of periodic loan payments, showing the amount of principal and the amount of interest that comprise each payment until the loan is paid off at the end of its term. While each periodic payment is the same amount early in the schedule, the majority of each payment is interest; later in the schedule, the majority of each payment covers the loan's principal. The last line of the schedule shows the borrower’s total interest and principal payments for the entire loan term.

Source: Amortization Schedule

Business Administration / Amortized Loan
« on: April 22, 2018, 01:56:13 PM »
An amortized loan is a loan with scheduled periodic payments that consist of both principal and interest. An amortized loan payment pays the relevant interest expense for the period before any principal is paid and reduced. This is opposed to loans with interest-only payment features, balloon payment features and even negatively amortizing payment features.

Source: Amortized Loan

Business Administration / Standing Loan
« on: April 22, 2018, 01:55:31 PM »
A type of loan where payments are made of interest only. Repayment of principal is required only at the end of the loan term. A standing loan is primarily used in real estate or automobile loans. This type of loan is less common, since most lenders are more comfortable with traditional amortizing loans, where principal is paid off gradually over time.

Source: Standing Loan

Business Administration / Syndicated Loan
« on: April 22, 2018, 01:54:45 PM »
A syndicated loan, also known as a syndicated bank facility, is a loan offered by a group of lenders – referred to as a syndicate – who work together to provide funds for a single borrower. The borrower could be a corporation, a large project or a sovereignty, such as a government. The loan can involve a fixed amount of funds, a credit line or a combination of the two.

Source: Syndicated Loan

Business Administration / Lead Bank
« on: April 22, 2018, 01:53:57 PM »
A lead bank is a bank that oversees the arrangement of a loan syndication. The lead bank receives an additional fee for this service, which involves recruiting the syndicate members and negotiating the financing terms. In the eurobond market, the lead bank acts in an agent capacity for an underwriting syndicate.

Source: Lead Bank

Business Administration / Investment Banks
« on: April 22, 2018, 01:53:16 PM »
Investment banks often serve as agent banks on institutional investment deals such as syndicated loans. An agent bank serving as a syndicate manager will contract with an issuer to arrange a syndicated loan. The agent bank in a loan syndicate works to facilitate the terms of the loan transaction with the multiple parties involved in lending funds to the issuer. The agent bank is paid a fee for their deal management services. Once the deal has closed they may also be responsible for managing the oversight of syndicated loan payments and terms throughout the duration of the loans involved in the deal.

Source: Agent Bank

Business Administration / Agent Bank
« on: April 22, 2018, 01:52:33 PM »
An agent bank is a bank that performs services in some capacity on behalf of an entity. Agent bank services can encompass a wide range of duties. Agent banks may also be known as agency banks.

Source: Agent Bank

Business Administration / Principal-Agent Problem
« on: April 22, 2018, 01:51:48 PM »
The principal-agent problem occurs when a principal creates an environment in which an agent's incentives don't align with those of the principle. Generally, the onus is on the principal to create incentives for the agent to ensure they act as the principal wants. This includes everything from financial incentives to avoidance of information asymmetry.

Source: Principal-Agent Problem

Pages: 1 2 3 [4] 5 6 ... 39