Protect yourself from new scams

[Khan Ehsanul Hoque]

Protect yourself from new scams

Employment scams

Scammers pose as a potential employer for an exclusively online or remote job. They will ask you to purchase computers and office equipment with the promise of reimbursement or claim to have overpaid you for your work. Reimbursements and overpayments will be reversed, leaving you responsible for the funds.

Payment scams

Scammers often provide customers with illegitimate bank information, offering to pay off your credit card balance—and possibly asking for gift cards or cash in return. But the payment is frequently reversed, leaving you responsible for the entire credit card balance.

Impersonating Some Bank

Scammers will try to pose as some Bank or Financial Institute  and ask you to provide your personal information or even transfer money by phone, text or email. In this process, the scammer is attempting to gain access to your account.

Social media marketplace scams

Scammers are placing ads on social media marketplaces for selling goods and services. Often, these deals require the customers to pay in advance. Once you pay the scammers, you won't be able to get in touch with them again.

Tips to protect yourself and your family

• Don't click on anything in an unsolicited email or text message asking you to update or verify account information. Look up the company's phone number from a legitimate source—don't use the one a potential scammer is providing—and call the company to ask if the request is authentic.
  
  
  
  
  • When in doubt, call at the number listed on the back of your credit card. You can also call the number listed on your credit card statements. Consider turning on activity notifications in the Respective Bank or their Mobile app and report any suspicious activity as soon as possible.
    
    
    
    
    • Research the seller and products independently and compare prices with other websites to ensure legitimacy. When a deal or offer seems too good to be true, it usually is. If possible, refrain from transferring money to someone you don't know.
      
      Source: https://www.capitalone.com/digital/scam-education/?external_id=vanity_bank_email